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Simple Steps to Pay Your Mortgage Off Faster

Mortgage – that obnoxious word that reminds you that you are a slave to your house until the day you die. There is a never-ending series of payments, bills, and stress. But hold up, what if you could...

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Top 10 Useful Tips For Personal Finance

In the current global financial climate, we are all looking for ways to save money. And even if you are not struggling right now, it is a good time to take control of your personal finance, and prevent...

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8 Simple Steps For Amending a Tax Return

‘Death and Taxes’ as the phrase goes, are the two things in life we can always count on. As tax laws evolve and our personal lives change, the amount of taxes to be paid, refunded and filed literally...

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3 Things Sapping Your Returns: Fees, Taxes, and Inflation

Most of us want the best possible returns on our investments. However, even as you look for better returns, you might be overlooking some important items that could be reducing your real returns. As...

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Top 5 Risks of International Investing for Beginners

Investing in international markets presents significant opportunity. Global investing is not for the faint of heart, but it is possible make some decent cash, especially if you time your investments...

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IRA Rules to Watch for as You Approach 70

The tax man giveth and the tax man taketh away. IRAs provide great tax incentives for individuals to save for retirement. These accounts allow individuals to take an income tax deduction for the money...

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How to Find Your Lost Pension and 401(k) Funds

With the fast paced, information-laden society we live in, it’s easy enough to misplace account statements and other important documents. But what happens when we lose access to a retirement account...

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Optimal Portfolio Rebalancing Frequency

Rebalancing an investment portfolio is one of the vague areas of finance and investments where academia presents a number of theories but carrying out those theories in practice isn’t quite as simple....

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Withdrawing Money From Your IRA

Individual Retirement Arrangements (IRAs) provide tax efficient savings and incentives for setting aside retirement money. Because the IRS allows individuals to take a tax deduction, up to certain...

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Using Absolute Return Funds to Hedge Against a Falling Stock Market

Buy low, sell high…right? Not necessarily. When many people think of investing in stocks, they think of purchasing a stock at one price and later selling it for a higher price to make money. Others may...

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Saving Money for Your Child’s Education

Finding money to put away for your child’s education can be a difficult path.  You know you want to start early because of the beneficial effects of compound interest.  However, all the costs of...

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How to Find the Right Stock Broker For Your Needs

Picking a broker is going to be a main decision when you decide to invest, as they are going to be taking a chunk of your hard earned money every time you place a trade.  So knowing the different...

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How to Save Money for Retirement

As with any long term goal, the earlier you start planning, the better off you will be.  This is no different with planning for retirement.  The benefits of having a long term horizon are that you will...

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List of Important Financial Ratios for Stock Analysis

When you’re research individual stocks for investing, you have to look beyond the basics like share price, number or shares, and market capitalization. Here are some important financial ratios to help...

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List of Key Accounting Terms and Definitions

If you want to start a business, get better at running your business, or get an accounting job, you need to know some essential financial accounting terms and concepts. The following is a glossary of...

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How is Your Financial Health (Insurance) These Days?

Investing in your future is more than simply putting some money aside each paycheck and hoping it grows in a savings account or in a mutual fund or a 401(k). While the financial aspect of investing is...

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How Regular Investors Can Predict Which Stocks Will Go Up

All too often, investors focus on a company’s earnings to the exclusion of everything else. But as we all know (thanks to Enron), reported earnings can be manipulated. As such, it’s important to look...

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The Financial Risks of Buying a Home

The dream of owning a home is something that millions of Americans work hard to fulfill on a daily basis. But can it actually hurt your credit? Absolutely. Having a home is a huge investment, and a...

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7 Useful Accounting Formulas

There are a lot of different accounting formulas out there and it can be confusing for an investor or business manager to know how figures are arrived at.  Accountants love to throw around terms like...

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10 Best Free Business Accounting Software For Freelancers And Small Businesses

Are you a freelancer or small business owner looking for an application that can help you with everyday accounting tasks? If so, you will surely benefit from business accounting software that you can...

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